When to Buy the Right Engagement Rings

There is an old saying that goes “If you want to make God laugh, tell him your plans.” Sometimes it seems that it doesn’t matter how carefully we lay our plans, all the precautions we take to make sure everything works out right and the hoops we will jump through to ensure a smooth operation, something, somewhere, inevitably comes along to throw us off of our game plan. Shopping for engagement rings can certainly be one of those events that gets all messed up, not because there is a sudden change of heart or a disturbance in the force, but because the time-line you had for everything was going to go down gets thrown off by the sudden appearance of affordable engagement rings.

You freeze. This wasn’t part of the plan. You knew exactly how much you wanted to spend on exactly what kind of ring. You knew how long it was going to take to save up for that ring, which fit in perfectly because you knew exactly when and where and how you were going to propose to her. Now there is a new selection of diamond engagement rings, just like the ones she told you she always imagined would be on her finger, and they are even more affordable than the one you had in mind. Problem is you didn’t expect to buy the one you had in mind for another four months and you don’t have enough money saved up to buy this dream ring right now. What is a young man to do?

You can hope and pray that the ring is still available four months from now. You could walk away from the store, repeating to yourself “I didn’t see those, I didn’t see those, I didn’t see those” until you have successfully put the memory of those rings out of your mind. Or you could walk inside, introduce yourself, tell the nice person behind the counter what your dilemma is, and then be pleasantly surprised when they tell you that most jewelers offer jewelry financing services with a zero percent interest rate to help you get the jewelry that you really want.

They will work with you to set up a payment plan and schedule that works best for you. If you have been putting money aside every week or month, you can stay on that same routine. Just now instead of going into the bank it will go to the jeweler and you have that perfect ring. When it comes to engagement rings, don’t let what seems like unfortunate timing get in the way of purchasing the perfect ring.